You are prepared to accept a higher level of investment risk for the potential to earn higher returns. Moderate risk products can fall in value to below the amount you invest, and are more likely to do so than lower risk investments. Financial products that are moderate risk are likely to be suitable for you and you accept that although these products may provide better returns over time, they are likely to fluctuate in value. You are prepared to accept a moderate level of investment risk for the increased potential to earn higher returns. Lower risk products can fall in value to below the amount you invest. These products may provide better returns than cash-based investments with the aim of keeping pace with inflation. You are only willing to accept a lower level of investment risk than average and only financial products whose values are likely to fluctuate a small amount may be suitable for you. Very low risk products can still fall in value to below the amount you invest. You are only willing to accept a very low level of investment risk and only financial products whose values are likely to fluctuate a very small amount may be suitable for you. The value of your money may be eroded by inflation over time. Products that are suitable for you will be cash-based and pay interest at the prevailing rates. You are unwilling to accept any investment risk and financial products that may fluctuate in value are likely not to be suitable for you. Whereas lower risk investments usually offer more stability and a lower return. Investments with higher risk usually have a greater potential for gains or losses. The initial results are based on an assumed growth rate associated with the risk level you selected. This may indicate a potentially negative return and in a worst case scenario, it’s possible to lose your entire investment. There is a 1 in 20 chance that the investments may under-perform the low return market conditions represented in this illustration. Therefore, if you select USD or EUR as your currency, the illustrations shown carry greater uncertainty. inflation and annual growth rates, have been used to calculate the figures shown. The figures shown are indicative only - they're not guaranteed and are not maximum or minimum amounts. We’ve used information you’ve provided, combined with assumptions made by HSBC, to illustrate whether funds you are prepared to invest are enough to achieve your financial goals.
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